Your home’s appliances work hard all year. Summer temperatures put your refrigerator to the test, while hungry kids and thirsty college students add stress to your washer and dryer.
A home warranty can save you money on the cost of repairs and replacements for these appliances. But how do you choose the best one?
First American Home Warranty
Having home warranty coverage can save you money and stress when it comes to repairs or replacements for your appliances. This service typically provides you with a network of pre-vetted repair professionals and contractors to handle any issue that may arise, and it usually covers the monthly cost of the repair or replacement. The company also provides a customer portal to manage your service calls and track the status of your claims.
First American Home Warranty has been providing home warranty services for over 35 years, and they offer a comprehensive selection of plans to cover your systems and appliances. They provide coverage in 30 states, and their website offers a zip code lookup tool to determine if they offer coverage in your area. The company is one of the most experienced providers on the market, and they have a solid reputation for reliability.
The company’s home warranty plans are designed with homeowners in mind, as well as their network of service providers and real estate agents. They offer multiple options to suit your budget and needs, including the Basic Plan, which covers plumbing stoppages, water heaters, furnaces, and electrical systems. The Premier Plan is a more extensive option, covering all major appliances and systems in your home.
The company’s plans have no dollar limits on covered items and do not require a home inspection, maintenance records, or a previous service history for coverage to be granted. However, certain exclusions exist for items and conditions that aren’t considered normal wear and tear. These restrictions can be found in the sample contract available on the company’s website.
Choice Home Warranty
Home warranties are an excellent way to protect your Appliance Repair in Fremont CA and home systems from the cost of unexpected repairs. A home warranty provider will schedule an appointment with a repair technician to make the necessary repairs. They will then bill the home warranty company for the repair, making the process simple and hassle-free. If your appliance or system cannot be repaired, the home warranty company will replace it with a comparable unit.
A reputable home warranty company will offer affordable plans and have a solid reputation in the market. It should also have a large network of repair technicians and good customer service. It is a good idea to compare the different home warranty companies before you decide on one. You can find out more about the companies by reading reviews and testimonials on their websites.
A good home warranty will cover most of the major appliances and systems in your home. This will help you avoid costly repairs and will save you money on energy bills. You can also choose to purchase add-on coverage for items such as septic systems and swimming pools. A reputable home warranty company will provide you with a detailed breakdown of what is covered and what is not. You should also read the terms and conditions carefully to ensure that you are protected from any unexpected expenses.
Cinch Home Services
Cinch Home Services is one of the larger home warranty companies, offering three simple plans with comprehensive coverage. Its prices are slightly higher than those of some other providers, but its 180-day workmanship guarantee and other perks can offset these differences. These include a homeowners insurance deductible reimbursement and water filter credit.
Homeowners can purchase Cinch Home Service warranties online or by calling the company. The website provides a quote tool, so customers will know the price before submitting their request. A sample contract is also available, so customers can see the terms and conditions before purchasing.
The company offers two appliance-only plans and a system-and-appliance plan, as well as an additional deluxe upgrade package and a VIP warranty upgrade. The basic plan covers your major appliances and systems, including air conditioning and heating units. The deluxe upgrade plan covers additional appliances and home systems, such as garbage disposals and built-in whirlpool tubs. The complete warranty includes a $500 homeowners insurance deductible reimbursement and a service fee credit.
The company also offers on-demand service for Appliance Repair in Fremont CA. Its online scheduler allows you to find a professional near you and book an appointment time. This is free for people without a protection plan, although a fee may apply for same-day service. Customers can create an account on the company’s website to track their repair requests and access other services, such as video consultations.
Home Service Club
Home Service Club offers a variety of plans to protect home systems and appliances from unexpected repair costs. The company also provides 24/7 customer service and a network of pre-vetted technicians. Its basic plan covers appliances and home systems, while the premium version includes additional coverage for septic systems and roof warranty. It also offers add-on coverage for septic system inspections, and a money-back guarantee if a service isn’t performed properly.
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American Home Shield
American Home Shield is one of the best home warranty companies, offering a range of coverage options and high repair and replacement limits. It also provides an online claims system, a service recall period, and 24/7 customer support. Its plans include protection for major appliances, such as refrigerators, dishwashers, built-in microwaves, garbage compactors, and clothes washers.
AHS also offers a number of benefits, including discounts on new appliances and services such as tech installation and setup. Its referral program rewards policyholders with a gift card when they successfully refer a friend. It also partners with appliance brands to offer discounts to its customers. In addition, AARP members can get up to $36 off their annual cost.
While all home warranties have limitations and exclusions, many homeowners choose American Home Shield because of its extensive list of covered appliances and systems. Its plans start at $50 per month and include a variety of coverage options. Its ShieldSilver plan covers most home systems, while its ShieldGold and ShieldPlatinum plans cover appliances.
The company also offers a money-back guarantee if it doesn’t resolve your problem within a specified time frame. In the past, it has paid more than $2 billion in claims for its clients. However, it’s worth noting that a home warranty doesn’t replace the original equipment manufacturer’s warranty. This could be a drawback for some homeowners. In some cases, the company may also deny a claim if it is determined that a service request is already covered by another warranty or insurance policy.
Select Home Warranty
Select Home Warranty is one of the best home warranties for appliance and system repair. Its plans cost less than the industry average and include coverage of a range of home systems and appliances. Its Bronze Care and Gold Care plans cover appliances like clothes washers and dryers, dishwashers, garbage disposals and refrigerators, as well as home systems like air conditioning, heating, plumbing, electrical and water heaters. The company also offers optional add-ons for septic systems and swimming pools.
When a covered system or appliance breaks down, customers can submit a service request online or by calling a toll-free number. Once the request is received, a professional will be dispatched to diagnose the problem and determine whether it’s covered under the plan. If the problem is determined to be covered, Select Home Warranty will approve the repair or replacement and pay for the cost.
Another benefit of selecting Select Home Warranty is that it will vet any contractor that you use for a repair or replacement. The company will verify that contractors are insured and licensed. If the contractor passes the vetting process, Select Home Warranty will handle payment directly with them. In addition, the company will reimburse you for any deductibles that you might have to pay. Select Home Warranty also has a generous money-back guarantee. However, the company does not offer refunds for items that have been abused or are overly old.
